Waterstone Financial Group has signed selling agreements with the following mutual fund companies:

AIM Investments Alger Alliance Capital American Funds Calamos Investments Calvert Group, Ltd. Davis Funds Delaware Investments Dreyfus Group Eaton Vance Group Enterprise Group of Funds Evergreen Investments Federated Fidelity Advisor First American Funds Fortis Financial FPA Funds Franklin/Templeton Frontier Funds GAM Funds

Goldman Sachs Funds Guardian Group of Funds Hartford Funds Heartland Funds Heritage Funds IDEX Mutual Funds ING Funds Invesco Funds ISI Funds Ivy/Mackenzie Group John Hancock Funds Lord Abbett MainStay Funds MFS Investment Management Munder Funds Nicholas/Applegate Nuveen Investments One Group Investments OppenheimenFundsParnassus Investments

PIMCO Funds Phoenix Investment Partners Pioneer Investments Putnam Investments Principal Mutual Funds Prudential Annuities Scudder Investments Seligman Group SoGen Funds State Street Research Funds Sentinel Funds AIG SunAmerica Thompson Fund Group Thornburg Van Eck Funds Van Kampen Zweig

This list is not inclusive. Please call if you have a question about a particular fund family not listed above.

Investors should carefully consider the investment objectives, risks, charges and expenses. This and other important information is contained in the prospectus, which can be obtained from your investment professional and should be read carefully before investing or sending money.  Investments are not FDIC-insured, nor are they deposits of or guaranteed by a bank or any other entity.