Waterstone Financial Group has signed selling agreements with the
following insurance companies:

AEGON Allianz Life (Franklin Valuemark) Aetna Life Allmerica Financial American General Life American National American United Life Ameritas Life Anchor National Life/AIG Sun America CNA Conseco/Great American Reserve Equitable Distributors Fortis Benefits First Variable Life GE Life & Annuity Assurance Co. General American Life Golden American Life Guardian Insurance & Annuity Hartford Life ING Jackson National Life

Jefferson Pilot Financial John Hancock Variable Lincoln Benefit Life Lincoln National Life London Pacific Life & Annuity Manufacturers Life Massachusetts Mutual Life Metlife Investors Nationwide Life Nationwide Provident Northern Life Pacific Life PHL Variable Insurance Co. Prudential Annuities Safeco Security Benefit Life Sun Life Assurance Co. Transamerica Life Co. United of Omaha Life Western Reserve Life

This list is not inclusive. Please call if you have a question about a paticular fund family not listed above.

Investors should carefully consider the investment objectives, risks, charges and expenses. This and other important information is contained in the prospectus, which can be obtained from your investment professional and should be read carefully before investing or sending money.  Investments are not FDIC-insured, nor are they deposits of or guaranteed by a bank or any other entity.